Terms and Conditions

Effective Date: 1 January 2026

These Terms & Conditions govern your access to and use of all platforms operated by Insureandsave.co.za, including but not limited to:

Our website

Social media platforms

Advertisements

Lead forms

Messaging platforms

Landing pages

Any other channel used to collect information

By using or interacting with any of these platforms, you agree to be bound by these Terms.

1. Nature of Our Service

Insureandsave.co.za operates as a lead generation platform. We collect user information and forward it to selected third-party insurance providers or licensed brokers.

We:

Do not provide financial advice

Do not underwrite insurance

Do not issue insurance policies

Do not act as an insurer

Any insurance contract entered into is strictly between you and the third-party insurance provider.

2. User Declarations

By submitting your information, you confirm that:

You are at least 18 years old

The information you provide is accurate and complete

You are authorised to submit the information

Providing false or misleading information may affect any quotes or policies offered by third-party insurers.

3. Third-Party Insurance Providers

We may share your information with selected insurance providers or licensed brokers.

We do not:

Guarantee that you will receive a quote

Guarantee pricing or policy approval

Endorse any specific insurance provider

You are responsible for reviewing and accepting the insurer’s own terms before entering into any agreement.

4. Communication

By submitting your information on any of our platforms, you consent to being contacted via:

Phone calls

Other communication channels

These communications are for the purpose of providing insurance quotes or related services. You may withdraw consent at any time by contacting [email protected].

5. Limitation of Liability

To the maximum extent permitted by South African law:

Insureandsave.co.za is not liable for any loss, damages, or claims arising from insurance products provided by third parties.

We are not responsible for decisions made by insurers.

We do not guarantee uninterrupted or error-free platform access.

Your use of our platforms is at your own risk.

6. POPIA Compliance

Insureandsave.co.za processes personal information in accordance with the Protection of Personal Information Act, 2013.

We commit to:

Processing personal information lawfully and transparently

Collecting only relevant and necessary information

Using information solely for its intended purpose

Implementing reasonable security safeguards

Respecting your rights to access, correct, or delete your personal information

For full details, please refer to our Privacy Policy.

7. Intellectual Property

All content, branding, text, graphics, and materials published on our platforms are the property of Insureandsave.co.za unless otherwise stated.

Unauthorised use, reproduction, or distribution is prohibited.

8. Indemnity

You agree to indemnify and hold Insureandsave.co.za and its management company harmless from any claims or damages arising from:

Misuse of our platforms

Submission of inaccurate information

Agreements entered into with third-party insurers

9. Changes to These Terms

We may update these Terms & Conditions from time to time. The most recent version will always be published on our website or relevant platform with a revised effective date.

10. Governing Law

These Terms & Conditions are governed by the laws of the Republic of South Africa. Any disputes will be subject to the jurisdiction of South African courts.

11. Contact Details

Company Name: Insureandsave.co.za

Email: [email protected]

Website: https://insureandsave.co.za